按揭条件违约保证
mortgage default guarantee
电费违约金
penalty for electricity charges
恶意或故意违约
malicious default or intentional default
风险中性违约概率
risk-neutral default probability
合同违约风险
risk of unfulfilling contracts
risk of contract unfulfilling
可违约债券
defaultable zero-coupon bond
defaultable bond
Default-able bond
credit risk
期望违约率
expected default frequency